Solutions for Business Owners

We specialize in Group Benefits for businesses in Ontario. If you are looking for information on group benefits, thinking to implement a benefit plan, or you already have a plan and are looking for better service and the best possible price, we can be of assistance to you and your employees.

We provide complete benefits selection from the best insurance companies in Canada as follows:

Extended Health Care
Prescription drugs
Ambulance coverage
Hospitalization
Paramedical services, including Chiropractor, Physiotherapy, Massage therapy and many more
Vision care
Eye examinations
Emergency travel health care
Pay direct drug card

Dental Care
Cleaning twice per year
X – rays
Diagnostics
Extractions
Endodontics
Periodontics
Major services
Prosthodontics
Orthodontics

Group Term Life Insurance
Flat amounts or multiples of salary

Accidental Death & Dismemberment
Double the amount of group term life insurance if death is caused by accident.

Dependent Life Insurance
Spouse
Children

Disability Coverage
For short term disability, coverage can begin from the first day of an accident or hospitalization and the eighth day of illness; for long term disability income replacement benefits can continue until age 65.
Group Critical Illness

A lump sum up to $25,000, depending on the insurance company, is paid in the event you are afflicted with a critical illness as defined in the policy.

Best Doctors
Unlimited access to Best Doctors services included in every group plan.

Group RRSPs

Insurance Solutions for Individuals
Partnership Insurance
Key Person Insurance
Business Overhead Expense Insurance
Disability Insurance
Critical Illness Insurance
Life Insurance
Mortgage Insurance
Personal Health Insurance
Long Term Care

Investment Solutions for Individuals -- Offered through Quadrus
Mutual Funds
Segregated Funds
RRSPs
RESPs
RRIFs